Surse de date: Activități ale agenților și brokerilor de asigurări
Ce date există de fapt despre această industrie, cine le deține de regulă, la ce granularitate și cât de ușor se obțin. Publice înseamnă publicate deschis; de cumpărat sunt vândute de un furnizor; parteneriat cere un acord bilateral; exclusive sunt practic blocate la o singură parte.
Intrările din tabel sunt redactate în engleză.
| Categorie de date | Cine le deține | Granularitate | Acces |
|---|---|---|---|
| registry/licensing/permits | Insurance regulators and registers: FCA Financial Services Register, EIOPA insurance intermediaries register, NIPR/NAIC producer licensing… | Per firm and per individual intermediary, with authorisations, permissions and… | publice |
| employment & workforce | Broker firms' HR systems, regulator registers of approved persons, professional bodies (CII, BIBA membership), recruitment/salary survey… | Per firm headcount and per registered individual; annual salary/benchmark… | publice |
| reviews & sentiment | Review platforms (Trustpilot, Google, Feefo), consumer complaint publications, insurance trade press and broker satisfaction surveys (e.g… | Per review with date and rating; survey results as annual firm-level scores | publice |
| financial filings | Company registries (Companies House, business registers), regulators receiving intermediary returns (FCA RMAR), listed brokers' investor… | Annual or semi-annual per legal entity; regulatory returns semi-annual with… | publice |
| quality & compliance testing | Regulators' supervisory and thematic review teams, internal compliance/file-review functions, external compliance auditors and networks… | Per file/case sampled; per firm supervisory findings and enforcement notices | publice |
| pricing | Comparison websites and aggregators, brokers' quoting systems, rating/quote platforms, market-pricing index vendors (e.g. Marsh, Aon, WTW… | Per quote per risk per insurer; aggregated as quarterly rate change indices by… | de cumpărat |
| communications/marketing performance | Brokers' and aggregators' marketing teams, ad platforms (Google Ads), affiliate/lead-generation networks, digital intelligence vendors… | Per campaign / per keyword / daily site traffic and conversion funnel | de cumpărat |
| transactional/sales | Insurance brokers and agency networks (their broker management systems, e.g. Applied Epic, Acturis, Vertafore), MGAs, insurer distribution… | Per policy placement / per quote-bind transaction, with premium and commission… | parteneriat |
| incident/safety/claims | Brokers' claims-handling units, insurers, TPAs, claims databases (e.g. motor/employers' liability databases), ombudsman/complaints bodies | Per claim / per notification; complaints data as firm-level half-yearly… | parteneriat |
| booking/utilization/occupancy | Brokers' operations teams (quote-to-bind conversion, renewal retention), broker management system vendors' benchmarking products | Monthly per branch/team: quote volumes, hit ratio, retention rate, policies per… | parteneriat |
| customer demographics | Brokers' CRM and client books, aggregator platforms, data enrichment vendors (Experian, Acxiom) used for lead scoring | Per client/household or per commercial account, with sector, size, location… | exclusive |
Compilat de sistemul de cercetare TriData din registre publice, structura industriei și obligațiile de raportare reglementate; actualizat pe măsură ce catalogul de bază crește. Căutați codul propriu-zis în căutarea de coduri NACE.